Question 1

How much does BudgetSmart cost?

Accepted Answer

The Base app is free forever. Individual plans are $5–$13/month (or $44.99–$114.99/year) and Family plans for up to 5 people are $12.99–$32.99/month (or $119.99–$299.99/year) — unlocking automation, statement import, reports, investing, forecasting and full tax tools.

Question 2

Which platforms does BudgetSmart support?

Accepted Answer

Windows, Linux (AppImage, deb and apt repository) and Android are available now. macOS and iOS are on the way — your account and subscription sync across devices.

Question 3

Is BudgetSmart really free budgeting software?

Accepted Answer

Yes — the Base tier is free forever with manual budgets, goals, debt tracking, accounts and CSV export. Paid tiers add automation like statement import, auto-categorization, forecasting and tax intelligence.

Question 4

How do family plans work?

Accepted Answer

Add up to 5 members by email invite. Give allowances into member wallets, assign chores that pay out automatically, and approve or decline purchase requests — with a family overview for the owner.

Question 5

Is my financial data secure?

Accepted Answer

BudgetSmart is local-first — your financial data stays on your device with local encryption, biometric login, and an incognito mode. Email verification secures your account and payments run through Stripe.

Question 6

What does TME stand for?

Accepted Answer

TME is Tech Myriad Emporium, the maker of BudgetSmart. That's why the official site lives at budgetsmarttme.com.