// mint alternative
Mint is gone. Here’s the alternative it should have been.
Intuit shut Mint down, and its users were pushed toward Credit Karma — a product built to sell you financial offers, not to budget. If you’re hunting for a Mint alternative, here’s what BudgetSmart keeps, fixes, and adds.
What Mint users get back
- A real free tier — budgets, goals, debt tracking, accounts and CSV export, free forever. Mint was free; most “Mint replacements” are $99+/year.
- Net worth & trends — accounts, investments and debts unified into one number with history.
- Subscription detection — recurring charges found automatically, next bill predicted.
- Budgets that make sense — monthly limits, rollover, and a safe-to-spend number.
What BudgetSmart fixes about Mint
- No ads, no offers, no data selling. Mint was free because you were the product. BudgetSmart is local-first — your financial data stays on your device. We can’t sell what we never see.
- No fragile bank sync. Import statements (CSV/OFX/QFX/QIF) from any bank in seconds with auto-categorization and duplicate detection — no broken connections, no bank passwords handed to a third party.
- It goes further. Cashflow forecasting, tax intelligence, debt payoff planning, family plans with chores and purchase approvals — things Mint never did.
Moving from Mint (or Credit Karma) takes minutes
Export your transactions as CSV, drop the file into BudgetSmart’s importer, and it auto-categorizes from the data and flags duplicates. Available now for Windows, Linux and Android.